OwnRig

Mac AI Builder

mac

The silent, unified-memory approach: Apple Silicon with enough memory to run coding + reasoning + embeddings concurrently. No fan noise, no separate GPU. The premium option for builders who value silence and simplicity.

CursorContinueLM StudioMLXOllama

Concurrent VRAM

27.3 GB

Peak VRAM

27.3 GB

Min Bandwidth

400 GB/s

Models Required

3

VRAM Breakdown

How the 27.3 GB concurrent VRAM is used.

Always Running (Concurrent)

21.9 GB

Q5_K_M · 32.5B

4.9 GB

Q4_K_M · 8.03B

nomic-embed-text v1.5(embeddings for rag)
512 MB

FP16 · 137M

Local vs API Costs

Typical Monthly API Cost

$100/mo

Break-Even Point

35 months

Annual Savings After Break-Even

~$960/yr

Based on Cursor Pro ($20/mo) + moderate API usage (~$80/mo). M4 Max 64GB MacBook Pro at ~$3,499. Break-even is longer because Apple Silicon costs more per GB of memory, but the value proposition is silence, portability, and unified memory simplicity. Electricity cost negligible (~$3/mo).

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Author: Ada. Last updated: 2026-03-01.